There all largely un-modified, but to be honest at that price Id have to think very carefully if I even wanted to get a quote for any mods!
Oh and by the time the renewal comes up, Ill be 19, with (hopefully) 3 years no claims and a clean licence. Im at uni too, so I think thats partly why I get hammered! The restriction on my licence passes at the tail end of the summer, so it may get cheaper after that. Heres hoping...
