Just found out that my Directline personal breakdown cover doesn't include bikes over 15 years old

After ringing around it seems to be a common clause in most policies

I've transferred to the RAC who don't have age related cover
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Why do things simply when you can complicate them

I use ebike which comes with breakdown cover, ironically the only time I needed it was riding one of those reliable four stokes! Couple of years ago now my 19 year old Tenere broke down and had no problems with the age of the bike.