UK Insurance...

**Thu Apr 02, 2009 9:25 pm » Post: #1 » Download Post**

What are you paying, what cover do you have, and what modifications have you declared?

Mine just never gets any cheaper, despite living in a low-crime area, 5+ years no claims (never claimed), and a clean license for 22 years, i.e. since I got it! Is it just me?! Confused

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Andy.
NSR-WORLD.COM

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**Thu Apr 02, 2009 9:38 pm » Post: #2 » Download Post**

Its you

If mine were any cheaper they would be giving me money!
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If I have to take the carbs off once more...

**Thu Apr 02, 2009 9:51 pm » Post: #3 » Download Post**

You don't count! Laughing

Christ only knows how yours is so cheap! With the bikes you have as your main rides, the sheer number of bikes downstairs, your age, and the trade you work in, there is something VERY wrong with your premium! Even if for some strange reason you can't ride for a year or two (working abroad or something), just keep on paying it! You'd certainly never want to start a new policy! Very Happy

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Andy.
NSR-WORLD.COM

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**Thu Apr 02, 2009 10:11 pm » Post: #4 » Download Post**

Mine seems pretty reasonable, have a multi bike policy with ebike. Had three NSRs and a YSR80 on it for under £300 fully comp. It did go up £100 when I changed a NSR off and added the R6. But still pretty good I think.

All mods declared on all bikes as well.

**Fri Apr 03, 2009 8:42 am » Post: #5 » Download Post**

I've an SP1 and two NSRs,fully comp.,costing less than 400 euro,all mods declared.Considering a youngster I know was quoted 4000 euro for a CBR250,I don't feel too bad!!Insurance in Ireland can be scarily expensive.

**Fri Apr 03, 2009 10:44 am » Post: #6 » Download Post**

i have TPFT, 9 yrs no claims, protected, nothing declared, but then again there is only un badges tyga's, valued at £3.5k garaged £79 a year with £200 excess

**Fri Apr 03, 2009 1:39 pm » Post: #7 » Download Post**

I have been quoted £67.46 comp for 28sp this week,www.thebikeinsurer.co.uk
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MC28 ROTHMANS SP
MC28 SE R2T
TZR 3XV9 RS
TZR 3XV4 R
RGV250M
RS250 HARADA
CBR400 NC29
VFR800FIY
CB1000 BIG ONE
ZOOMER 50
MB5
749R
ZX7R P6
FZR400RRSP 3TJ2
YZF750R
GSXR750WT

**Fri Apr 03, 2009 4:46 pm » Post: #8 » Download Post**

That's more like it! I can't see why it shouldn't be under £100 with a blemish free license for 20+ years!
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Andy.
NSR-WORLD.COM

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**Fri Apr 03, 2009 5:44 pm » Post: #9 » Download Post**

Mines was about £80 ish and thats fire and theft it was over double fully comp. Its not bad though as i dont have any no claims as i let my previous policy lapse for more than 2 years.

Im 25 but im a qualified instructor and most insurance companys recognise this as some sort of advance riding qualification and it does make my insurance much cheaper. Cool

**Fri Apr 03, 2009 6:05 pm » Post: #10 » Download Post**

£79 fully comp , garaged , 6 points , 36 year old

**Sat Apr 04, 2009 12:26 pm » Post: #11 » Download Post**

Well, my renewal is due in the summer and I expect it to be about £500! Thats TPFT and covers an ER5 (have to commute somehow!), MC16 and a 125LC.

There all largely un-modified, but to be honest at that price Id have to think very carefully if I even wanted to get a quote for any mods!

Oh and by the time the renewal comes up, Ill be 19, with (hopefully) 3 years no claims and a clean licence. Im at uni too, so I think thats partly why I get hammered! The restriction on my licence passes at the tail end of the summer, so it may get cheaper after that. Heres hoping... Crying or Very sad

**Sat Apr 04, 2009 2:53 pm » Post: #12 » Download Post**

Well that serves you right for being a sprightly teenager amongst old farts that just want to feel (like... honest!) a teenager! Laughing

I wish I could've afforded an NSR when I was 19! As it was, I had to wait until 23, and even then it was £3500... a lot of money for a 250 back then; to me at least! Confused

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Andy.
NSR-WORLD.COM

Please keep all responses to Forum posts on the Forum so that others may benefit.

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**Sat Apr 04, 2009 3:25 pm » Post: #13 » Download Post**

Mine's £130 comp, with everything (and I mean EVERYTHING) declared with CIA insurance. No points and 10 years NCB.
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NSR300R - Why did i ever have a 250...

**Sat Apr 04, 2009 6:27 pm » Post: #14 » Download Post**

mines £68 fully comp from bennetts.i'm 37 with full licence for over 10yrs. looks like somethings improve with age. Very Happy

**Sat Apr 04, 2009 8:40 pm » Post: #15 » Download Post**

For my Rothmans SP, I've got Classic Bike Insurance, fully comp, 1500 miles per year limit. £180. It costs a bit more than many other policies, but it has a 'guaranteed value' of £5000 if a total loss claim is made.
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Rich
MC21 Track Bike / RS250 NF5 'Spencer', NX5 'Cadalora' & NXA 'Aoyama' / RS500 / Two Brothers Racing RC30